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By requesting a reading and/or scheduling an appointment with Joanie Madsen, you understand and agree that Joanie is not a medical professional, attorney, or other licensed professional, and can not give medical, legal, or financial advice. Any information or advice given by Joanie Madsen is not to be used by you in place of any medical, legal, or financial advice or diagnosis from qualified and licensed professionals in those fields. Sessions by Joanie Madsen are intended to offer support into your personal life and do not in any way constitute medical, legal, or financial advice. Joanie Madsen will not be held liable for any damages resulting from the use of this website or as a result of any sessions or appointments with Joanie, or any persons, events or resources related thereto, and/or any actions or decisions that you may make as a result, including without limitation, actual, incidental and/or consequential damages resulting from any claims resulting from any act or omission, negligence, fraudulent misrepresentation or otherwise, including without limitation, personal injury, death, loss of income, stress (emotional or otherwise), errors or omissions, or otherwise.

Disclaimer & Fair Use Statement

This website may contain copyrighted material, the use of which may not have been specifically authorized by the copyright owner. This material is available in an effort to explain issues relevant to the Digital Humanities and foreign language education (e.g. historical, environmental, political, scientific, etc. or) or to illustrate the use and benefits of an educational tool. The material contained in this website is distributed without profit for research and educational purposes. Only small portions of the original work are being used and those could not be used easily to duplicate the original work.

This should constitute a ‘fair use’ of any such copyrighted material (referenced and provided for in section 107 of the US Copyright Law).

If you wish to use any copyrighted material from this site for purposes of your own that go beyond ‘fair use’, you must obtain expressed permission from the copyright owner.

Disclaimer of liability

The material and information contained on this website is for general information purposes only. You should not rely upon the material or information on the website as a basis for making any business, legal or any other decisions.

Our Services neither substitute any doctor, medical advisor or  professional psychological counselor nor are designed or intended to diagnose or prevent any disease or medical problem. By visiting the Website or using the Application, you agree that we shall not be held liable for the use of the Website or the Application. 

You will be provided with all our Services via internet connection. You accept and acknowledge that we have no representation or responsibility regarding the fees applied for your internet usage.

If you have any doubts about your health either before using our Services for the first time or while using our Services, you must consult your doctor before beginning to use or continuing to use our Services. You shall not use our Services if you have any medical problem or risk.

The Service is provided for informational purposes only. It is not, and is not intended as, a substitute for qualified professional advice, guidance, counseling, rehabilitation or treatment. Always seek the advice of a qualified health care professional for medical or health related issues.

IN CASE OF A MEDICAL EMERGENCY, CONTACT YOUR LOCAL MEDICAL EMERGENCY DISPATCH CENTER IMMEDIATELY.

The Service is not intended as, and does not provide, any investment or financial advice whatsoever. The Service is neither a licensed financial advisor nor a licensed investment advisor. With respect to any financial or investment decisions, it is strongly recommended that you conduct you own research and due diligence investigation, to properly evaluate the benefits and risks of any investment or financial transaction. It is also strongly recommended that you seek the advice and guidance of qualified accountants, financial advisors, tax advisors and investment advisors, in connection with any investment or financial transaction.

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